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Bullitt County KY USDA and Rural Housing Mortgages
: The current area eligible in Bullitt County Kentucky for USDA and RHS loans consist of the following areas:
Mount Washington KY, 40047
Shepherdsville KY 40165
KY Bullitt County Ineligible Area
Bullitt County Ineligible Areas: The areas of Hillview, Brooks, Zoneton, and Hebron, commonly known as North Bullitt Area, are ineligible for Rural Development financing. The Line begins on the West at the Jefferson / Bullitt County line at Holsclaw Hill Road and follows Holsclaw Hill Road. South to Brooks Hill Road. The line continues South-Southeast to intersect with an East West line drawn from Bells Mill Road. At the intersection of Bells Mill Road. and Floyds Fork the line follows Floyds Fork East and then Northeast where it intersects the Bullitt County line .5 mile East of Floyds Fork.
Key Financial Mortgage Co. (NMLS #1800)*107 South Hurstbourne Parkway*
Louisville, KY 40222*
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Greater Louisville Association of Realtors
Greater Louisville Association of REALTORS®
Residential Sales Statistics
Single Family Residential & Condo
Members of the Greater Louisville Association of Realtors® continued to be encouraged this Fall with November closed sales up over 15% compared to November 2011. The average price for November was up 8% compared to November 2011, and the year-to-date average and median prices were up about 3%. The average and median prices are now back to the levels of 2008 and 2007 respectively. In Jefferson County, the 2012 year-to-date average price ticked up slightly to $168k and the median price is just under $140k. The inventory of homes and condos currently for sale is basically the same as this time last year, with just under 4000 for sale in Jefferson County and 6500 total for sale in the Louisville multiple listing system. Record low interest rates continued to fuel purchases by owner-occupant buyers and investors in November.
FHA Mortgage Requirements for Louisville Ky First Time Home Buyers
Kentucky FHA home loans for Louisville Ky First Time Home Buyers . I would like to share some other information with you on this subject. Please click below to go to my Best Kentucky FHA Home Loans page to read on the various kinds of Kentucky FHA Loans available to you for Louisville Ky First Time Home Buyers
Rent vs Own Comparison
Rent | Own A Home | |||
Program | None | FHA Buydown 30 Year Fixed | 30 Year Fixed No PMI | USDA 30 Yr Fixed |
Purchase Price | $0 | $150,000 | $150,000 | $150,000 |
Down Payment | 0% | 3.50% | 5.00% | 0% |
Down Payment $ | $0 | $5,250 | $7,500 | $0 |
Total Loan Amount | $0 | $147,283* | $142,500 | $153,000** |
Interest Rate/ Annual Percentage Rate | 0% | 2.25%/3.56% | 3.75%/3.85% | 3.25%/3.29% |
Monthly Payment | $900 | $563*** | $660 | $666 |
Taxes | $0 | $125 | $125 | $125 |
Home Insurance | $0 | $50 | $50 | $50 |
Mortgage Insurance | $0 | $169 | $0 | $51 |
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Kentucky USDA Mortgage Lender for Rural Housing Loans 