Kentucky USDA Rural Housing County Income Limits for 2022

Kentucky 2022 County Income Limits For USDA Rural Development Loan

Kentucky USDA loan income limits vary by location and household size with a base income-limit for the entire state of Kentucky,
The base USDA income limits are for most Kentucky counties below:

Kentucky USDA Mortgage Limits for Households with 1-4 members have different limits as households with 5-8. Similarly, applicants living in high-cost counties will have a higher income limit than those living in counties with a more average cost of living.

The base USDA income limits are for most Kentucky counties below:

Kentucky Rural Housing ​USDA ​Loan Program for 2022 ​ust recently increased their income limits Families of 4 or less people can now have a maximum annual income of $103,500 (used to be $90,000) in most counties and 5 or more people in the household income can now be a maximum of $136,600  What does that mean? It means if before you were told you make too much to qualify for a ​Kentucky ​USDA loan, you might qualify now
New Income limits for most counties (*) in Kentucky are $103,500 for a household family of four and household families of five or more  can make up to $136,600 with the new changes for
2022 Kentucky USDA Income limits, the Jefferson County Louisville, KY Metro area (**) saw an increase of $103,500 for a family of four and up to $136,600 for a family of five or more. The metro area surrounding counties of Jefferson County includes Oldham, Bullitt, Spencer are included in these higher income limits for USDA loans.
Remember,  the entire  Jefferson County and Fayette County  Kentucky counties are not eligible for USDA loans. Along with parts of the following counties Daviess (Owensboro), Mccracken (Paducah), Madison County, (Richmond), Clark County (Winchester), Warren (Bowling Green), Hardin (Fort Knox and Radcliff), Bullitt(Hillview, Maryville, Zoneton, Fairdale, Brooks), Franklin, (Frankfort), Henderson (Henderson City Limits), Christian County (Hopkinsville, Fort Campbell), Boyd County (Ashland city limits) and the most Northern Parts of Boone, Kenton, Campbell Counties of Northern Kentucky (Covington, Florence, Richwood, Hebron, Ludlow, Fort Thomas, Bellevue, Ryle, Beechwood, )
The Northern Kentucky Counties (***) of Boon, Kenton, Campbell, Bracken, Gallatin, and Pendleton are $109,850 for a household of four or less and up to $145,000 for a family of five or more.
USDA Eligible Areas in Northern Kentucky
Burlington
Hebron
Independence
Walton
Alexandria
Highland Heights
Cold Springs
Grant County
Owen County
Pendleton County
USDA Income Limits
Boone, Kenton & Campbell Counties (N. KY)

$109,850 (family size 1-4)
$145,000 (family size 5 or more)
Grant, Owen & Pendleton Counties (N. KY)

$103,500 (family size 1-4)
$136,600  (family size 5 or more)



Most are familiar with USDA Rural Housing Loan Program  being a great no money down program available and it is not just for Kentucky first time buyers.

Remember,  Jefferson County Kentucky, Fayette County Kentucky are not eligible for USDA loans.

Most are familiar with USDA Rural Housing Loan Program  being a great no money down program available and it is not just for Kentucky first time buyers. 

 Bowling Green KentuckyElizabethtown KentuckyKentuckykentucky rural development loankentucky rural housing loanKentucky USDAky first time home buyermortgageMortgage loanRefinancingRural developmentRural housingUnited States Department of AgricultureusdaUSDA Rural Developmentzero down kentucky home loan | 2016 USDA Guarantee Fee and Annual Fee Mi Changes502 Guaranteed Loanannual mi feekentucky first time home buyerMI Changes for USDA Oct 2011mortgage insurance annual feerural developmentRural Development loanUSDAUSDA /Rural Housing Loan Offices in KyUSDA RURAL DEVELOPMENT DIRECT HOUSING LOANSZero Down Home Loans

Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 Company ID #1364 | MB73346

 

text or call my phone: (502) 905-3708

email me at kentuckyloan@gmail.com

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.

NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.

All loans and lines are subject to credit approval, verification, and collateral evaluation

Apply for Free Home Loan Today Kentucky
Apply for Free Home Loan Today Kentucky

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