Kentucky 2022 County Income Limits For USDA Rural Development Loan
Kentucky USDA Mortgage Limits for Households with 1-4 members have different limits as households with 5-8. Similarly, applicants living in high-cost counties will have a higher income limit than those living in counties with a more average cost of living.
New Income limits for most counties (*) in Kentucky are $91,900 for a 4 unit household and household families of five or more + can make up to $121,300.
The Northern Kentucky Counties (***) of Boon, Kenton, Campbell, Bracken, Gallatin, and Pendleton are $99,250 for a household of four or less and up to $130,000 for a family of five or more.
Remember, Jefferson County Kentucky, Fayette County Kentucky are not eligible for USDA loans.
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NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation