Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Kentucky First-Time Home Buyers, Kentucky USDA Loans, Property Eligibility & Maps

Kentucky Rural Housing USDA Appraisal Requirements
  • Property must meet HUD’s minimum Property standards. i.e.: permanent heat source, functional kitchen, health & safety
  • Flips subject to UW review
  • Transferred appraisal – not allowed
  • Appraisal valid 120 days – 30 day extension possible
  • Swimming Pools – ok
  • Property eligibility – Located in a USDA designated rural area
  • New Construction Available
  • RHS Condos
    In order for a condo to be eligible for an RHS loan, it must appear on the FHA, VA, or FNMA approval list. Please see the Condos Guideline for more information.
  • Income Producing Properties and Outbuildings
    Minimal income production from property is allowable within reason (e.g. gardening) as long as the property remains predominantly residential in nature
    Outbuildings are permitted as long as they are no longer in commercial use. Interior photographs of all outbuildings will be required to determine usage
EVO Mortgage
911 Barret Ave, Louisville, KY 40204
Text or call: 502-905-3708
email: kentuckyloan@gmail.com
NMLS #57916 | Company NMLS #1738461
Equal Housing Lender
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The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.
, NMLS ID# 57916, (www.nmlsconsumeraccess.org). I lend in the following states: Kentucky

 

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans USDA Homes for Sale & Foreclosures

KY USDA Homes for Sale

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Thank you for your response. ✨

Address Bed/Bath Price
274 SHELBY HURST RD 3/2 $28,000.00
WILLIAMSBURG, KY 40769 Real Estate Owned
2217 Brent Ann Drive 0/0 $10,000.00
Flatwoods, KY 41139 Real Estate Owned
390 Boggs Rd 3/1 $41,000.00
Oliver Hill, KY 41164 Real Estate Owned
111 Sun Valley Drive 3/1 $26,000.00
Edmonton, KY 42129 Real Estate Owned
168 Cedarbrook Ct 3/1 $58,000.00
Cynthiana, KY 41031 Real Estate Owned
14699 Hwy 460 W 3/1 $63,000.00
Ezel, KY 41425 Real Estate Owned
712 Falls Lane 2/1 $43,000.00
Grayson, KY 41143 Real Estate Owned
30 WELLS CT 3/1 $35,000.00
MONTICELLO, KY 42633 Real Estate Owned
127 Lewis Lane 3/1 $27,000.00
Grayson, KY 41143 Real Estate Owned
111 Pelfrey Rd 4/2 $108,000.00
Morehead, KY 40351 Real Estate Owned
14773 Highway 460 3/1 $56,000.00
Ezel, KY 41425 Real Estate Owned
217 W Lynn Street 3/2 $98,000.00
Georgetown, KY 40324 Real Estate Owned
6300 Bull Fork Rd 3/2 $118,000.00
Morehead, KY 40351 Real Estate Owned
205 Evergreen Drive 3/1 $84,000.00
Irvine, KY 40336 Real Estate Owned
526 Bailey Rd 3/1 $35,000.00
Annville, KY 40402 Real Estate Owned
207 McArthur Street 3/1 $42,000.00
Russelville, KY 42276 Real Estate Owned
12 S Jackson Street 3/1 $40,000.00
Sturgis, KY 42549 Real Estate Owned
1785 Hwy 882 3/1 $50,900.00
Ezel, KY 41425 Real Estate Owned
7342 State Rt 5 3/1 $26,000.00
Ashland, KY 41102 Real Estate Owned
6125 Springbrook 3/2 $100,000.00
Paducah, KY 42001 Real Estate Owned
29 Sylvan Drive 3/1 $108,000.00
Independence, KY 41051 Real Estate Owned
229 Paul Nora 3/2 $85,000.00
Campbellsburg, KY 40011 Real Estate Owned
2 Smith 3/1 $36,180.00 – GovtBid
Monticello, KY 42633 Foreclosure Sale
108 Morgan Lane 3/2 $49,580.00 – GovtBid
Hopkinsville, KY 42240 Foreclosure Sale
2610 SR 564 3/2 $25,125.00 – GovtBid
Mayfield, KY 42066 Foreclosure Sale
167 Crestview Dr 3/1 $16,750.00 – GovtBid
Mayfield, KY 42066 Foreclosure Sale
6465 Cherry Lane 3/1 $41,540.00 – GovtBid
Utica, KY, KY 42376 Foreclosure Sale
3580 State Route 125 3/2 $26,800.00 – GovtBid
Hickman, KY 42050 Foreclosure Sale
1015 Walnut Creek Dr 3/2 $84,090.00 – GovtBid
Barstown, KY 40004 Foreclosure Sale
410 Hillside Drive 3/1 $23,450.00 – GovtBid
Mayfield, KY 42066 Foreclosure Sale
124 Brookview Dr 3/1 $36,850.00 – GovtBid
Nicholasville, KY 40356 Foreclosure Sale
120 Alder Drive 3/2 $89,185.00 – GovtBid
Bardstown, KY 40004 Foreclosure Sale
107 Cedar Street 3/1 $13,400.00 – GovtBid
Fulton, KY 42041 Foreclosure Sale
271 Mildred Rd. 3/2 $39,530.00 – GovtBid
McKee, KY 40447 Foreclosure Sale
70 Little Cabin Creek Rd. 3/2 $55,370.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
225 Forest Hill Road 3/1 $53,985.00 – GovtBid
Greenville, KY 42345 Foreclosure Sale
1215 Shepard Way 3/2 $68,900.00 – GovtBid
Shelbyville, KY 40065 Foreclosure Sale
103 Rose Lane 3/2 $45,560.00 – GovtBid
Nicholasville, KY 40356 Foreclosure Sale

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Joel Lobb
Mortgage Loan Officer
(NMLS#57916)
EVO Mortgage
911 Barret Ave, Louisville, KY 40204

Text or call: 502-905-3708
Company NMLS #1738461
Equal Housing Lender

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Credit Requirements, Kentucky First-Time Home Buyers, Kentucky USDA Loans, Property Eligibility & Maps, USDA 502 Guaranteed Loans, USDA Direct & Section 504 Loans, USDA Guidelines & Program Updates, USDA Homes for Sale & Foreclosures, USDA Income Limits

An Introduction to Rural Housing Development Guaranteed Rural Housing Program

 

An Introduction to Rural Housing Development  Guaranteed Rural

Kentucky USDA Guaranteed Rural Housing Home Loans
USDA guaranteed loans are designed to make home ownership possible for low- and moderate-income families. Offered through USDA Rural Development, these loans feature:
  • No down payment requirement
  • Low monthly mortgage insurance premiums
  • Flexible credit and qualifying guidelines
Eligibility requirements include (but are not limited to):
  • Borrowers must not currently have adequate housing
  • Borrowers must occupy the purchased home
  • Homes must be in a residential Rural Development eligible area
For more information and to apply for an Kentucky FHA, VA, USDA or other type of Kentucky mortgage, contact one of our and take the next step toward home ownership today!

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Housing Program

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RHD has several online resources to assist you with learning the eligibility rules and the calculations for the guarantee fees.
· Income and property eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?NavKey=…
· USDA Lender Interactive Network Connection (LINC) website for training and job aids: https://usdalinc.sc.egov.usda.gov/USDALincTrainingResourceLib.do
· The Guaranteed Underwriting System (GUS): https://www.eauth.usda.gov/MainPages/index.aspx
· Underwriting and Loan Closing Documentation Matrix: http://www.rurdev.usda.gov/SupportDocuments/PR_UW_Loan_Closing_Matrix_Do…
· Rural Development Administrative Notices (ANs), which are RHD’s updates to their guidelines: http://www.rurdev.usda.gov/rd-an_list.html

The GRH program is similar to a mortgage insurance program. The borrower may purchase a home at 100% LTV based on the appraised value on a 30 year fixed rate loan. The one time, upfront guarantee fee can be added to the loan as well. As a result, the total LTV on GRH loans is often between 100% – 103%. In addition to this upfront fee, the borrower will have monthly insurance premiums that are added to their qualifying housing expenses.

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans USDA 502 Guaranteed Loans

Kentucky Single Family Housing USDA RHS Guaranteed Loan Program Update 2011

Kentucky Single Family Housing USDA RHS Guaranteed Loan Program Update 2011.

via Kentucky Single Family Housing USDA RHS Guaranteed Loan Program Update 2011.

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Kentucky First-Time Home Buyers

How Can A First Time Home Buyer With Bad Credit Get A House?

How Can A First Time Home Buyer With Bad Credit Get A House?.

via How Can A First Time Home Buyer With Bad Credit Get A House?.