USDA financing

I specialize in Kentucky FHA, VA, USDA, KHC, Jumbo and Fannie Mae mortgage loans in Ky. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; For the first time buyer with little money, Kentucky Housing/KHC offers(zero-down)loans with down payment assistance. Free credit/pre-approvals in 1 hour Call me today at 502-905-3708 or email I compare Kentucky Mortgage Rates daily for your best interest(NMLS# 57916)

Joel Lobb is a Licensed Mortgage Originator:NMLS #57916. Key Financial MortgageNMLS # 1800 is a licensed Mortgage Broker Company in the State of Kentucky

Legal Disclaimer

This website is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.
**Download Fair Housing Booklet – CLICK HERE
All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

Northern Kentucky Home Mortgage

Rural Development loans are underwritten to comply with guidelines set forth by the Rural Housing Service (RHS) under the United States Department of Agriculture (USDA).  Available for buyers of primary residences in designated rural areas, these loans require no down payment and have somewhat more lenient credit guidelines than other types of loans.  USDA guarantees the loan, requiring an initial guarantee fee which is typically financed and a monthly fee which is paid as a part of the monthly house payment.
Buyers need not be first-time buyers but household income and property location limitations apply.  USDA loans are among our specialties as a leading lender with the program.

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