Category: Kentucky FHA

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future.

 

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future

RHS Guarantee Fee Change

Beginning October 1st, RHS Guarantee fees will be changing as indicated in the following table:

Up-Front Guarantee Fee FY 2012 Through 9/30/2012 FY 2013 Effective 10/01/ 2012

Purchase Transactions (no change)

2%

2% Refinance Transactions 1.5% 2%

Annual Fee FY 2012 Through 9/30/2012 FY 2013 Effective 10/01/2012

Purchase Transactions

.30%

.40% Refinance Transactions .30% .40%

This is effective for all RHS loans which receive conditional commitments on or after October 1st, 2012 regardless of when the loan was submitted.

Joel Lobb
Senior  Loan Officer

(NMLS#57916)
 
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

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Kentucky USDA Loans | Rural Housing Loans Kentucky

Kentucky USDA Loans | Rural Housing Loans Kentucky.

via Kentucky USDA Loans | Rural Housing Loans Kentucky.

100% Financing Zero Down Payment Financing Kentucky Mortgages and Home loans

Buy a Home with No Down-Payment or Refinance Your Mortgage to 100% Just a few years ago, most mortgage companies offered no money down home loans, but today only there are only a handful of experienced lenders offering the USDA and VA home loans. Don’t miss out on affordable mortgage rates for no equity mortgages. Now is the time to discuss no money down home buying or no equity refinancing while rates are low and the programs still exist.

 

13959394512549000293

 

 

Joel Lobb
Senior  Loan Officer
(NMLS#57916)
text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. Manufactured and mobile homes are not eligible as collateral.

Specializing in Kentucky FHA/VA, USDA, KHC, Conventional mortgage loans (Fannie Mae )in Ky


Specializing in Kentucky FHA/VA, USDA, KHC, Conventional mortgage loans (Fannie Mae )in Ky. He has helped over 389 Kentucky families buy their first home and refinance their current mortgage for a lower rate; Free credit report and Free pre-approvals within 1 hour..Call today at 502-905-3708 or email at kentuckyloan@gmail.com NMLS#57916

 

 GREAT NEWS !!! 100 % FINANCING DOWN TO 620 SCORE NOW !!!

First time home buyer loan in Louisville Kentucky
First time home buyer loan in Louisville Kentucky

 

 

 

 

 

Hey Everyone , It may seem a long way down the road . but spring is just around the corner . and just in time for spring  100% financing with scores down to 620 …. THATS CORRECT 620!!!! we now have an agreement with our mi providers to where we can do a 95% purchase loan , with a 5% gift ..all with only a 620 score !!! must have an automated approval ,when running in du gift is considered borrowers own funds/input as own funds .

 

 

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Joel Lobb
Senior  Loan Officer

(NMLS#57916)
 
 Fax:     (502) 327-9119