Kentucky Homeownership just got more affordable for low-to-moderate income Kentucky residents! If you’re planning to buy a home in 2025, you could qualify for a $2,500 grant.
This grant is available through Freddie Mac’s Home Possible® and Fannie Mae’s HomeReady® programs. This limited-time offer can help cover your down payment. It also assists with closing costs. This makes the dream of homeownership more accessible. Let’s break it down!
Offered by Fannie Mae, this program provides:
Freddie Mac’s Home Possible® program offers:
This $2,500 credit can be used toward:
This grant is a game-changer for first-time and low-income homebuyers in Kentucky. The financial relief offered helps bridge the gap for individuals and families working toward their goal of owning a home.
If you’re ready to make your move, contact an experienced loan officer who specializes in HomeReady® and Home Possible® programs. They can guide you through the eligibility process. They will help you take the next step toward achieving your dream of homeownership with this incredible grant opportunity.
If you’re in Kentucky, don’t miss this chance to access $2,500 in grant assistance. Make your homeownership dream a reality in 2025. For more information, get in touch with a local expert today!
Don’t miss this opportunity to reduce your upfront homebuying costs. Find out if you qualify and connect with a local loan officer today. These grants are limited and offered for a short time—act before the deadlines pass!
This $2,500 credit is available exclusively through Fannie Mae’s HomeReady® mortgage. Here’s what you need to qualify:
The $2,500 credit from Fannie Mae’s HomeReady® mortgage offers a fantastic way to reduce your upfront costs. It helps make homeownership more affordable. Whether you’re a first-time buyer or looking to upgrade, this grant is here to help.
Don’t miss out on this limited-time opportunity to take advantage of a program designed to help Kentucky homebuyers like you. Start your journey today and make your dream home a reality!
Below is a snapshot of current income limits for Homeready and Home Possible. These are the income limits for Jefferson, Fayette, Warren, and Daviess County. This is for 2025 household income limits.
Click on picture for more info for other Kentucky properties.
COMPANY NMLS# 1738461
Advertised in: KY
ADVERTISEMENT |EVO Mortgage is an Equal Housing Opportunity Lender NMLS # 1738461 (Nationwide Multistate Licensing System –
www.nmlsconsumeraccess.org) Terms, conditions, and restrictions may apply. All information contained herein is for informational purposes only and, while every effort is made to ensure accuracy, no guarantee is expressed or implied. Not a commitment to extend credit.
Borrower must meet all loan program and eligibility requirements. Information is subject to change without any notice. This is not an offer for an extension of credit or a commitment to lend. Restrictions may apply.
TERMS AND CONDITIONS: Eligibility for the $2,500 credit is based on qualifying income at or below 50% of the Area Median Income (AMI). This is determined via Fannie Mae’s and Freddie Mac’s respective tools. The credit must be applied toward down payment and/or closing costs for eligible 1-unit properties. It is also applicable for 2-4 unit properties with LTV ≤ 80%. The program applies to FNMA HomeReady® loans with closing dates between March 1, 2024, and February 28, 2025. It also applies to FHLMC Home Possible® loans within the same dates. All loans must be approved via DU or LPA
Email – kentuckyloan@gmail.com
Call/Text – 502-905-3708
Joel Lobb
Mortgage Loan Officer – Expert on Kentucky Mortgage Loans
Website: www.mylouisvillekentuckymortgage.com
Address: 911 Barret Ave., Louisville, KY 40204
Evo Mortgage
Company NMLS# 1738461
Personal NMLS# 57916
For assistance with Kentucky mortgage loans, reach out via email, call, or text Joel Lobb directly.
If you’re a first-time homebuyer in Kentucky, the Kentucky Housing Corporation (KHC) offers exceptional programs. If you’re looking for affordable mortgage solutions, they also offer exceptional programs. These programs are designed to make homeownership more accessible. KHC provides options for down payment assistance. They offer low-interest mortgage revenue bond (MRB) loans and support for finding your dream home. KHC is a trusted resource for Kentucky residents.
Here’s a complete guide to KHC’s homebuyer programs. Learn how they can help you achieve your goal of owning a home.
To get started, reach out to a lender approved by KHC. These lenders will guide you through the qualification process, reviewing key factors such as:
Your lender will help determine your eligibility for KHC mortgage programs. They will also assist in tailoring a loan that meets your financial needs.
KHC provides up to $10,000 in down payment assistance, helping cover one of the biggest barriers to homeownership.
Why This Matters: Many first-time buyers lack the upfront funds for a down payment. KHC’s down payment assistance bridges the gap, making homeownership more affordable and attainable.
KHC’s Mortgage Revenue Bond (MRB) Program offers 30-year fixed-rate mortgages at below-market interest rates. This program is ideal for:
How It Works:
Your lender will evaluate whether your income falls within the program guidelines. They will help you take advantage of these low mortgage rates.
With pre-approval in hand, work with a trusted real estate agent to find a home that:
This step is all about aligning your long-term housing goals with a property that qualifies under the KHC guidelines.
Once your loan is approved and inspections are completed, it’s time to finalize the purchase.
Eligibility for KHC programs depends on:
Whether you’re a first-time buyer or looking for affordable financing options, KHC’s programs can help you secure your dream home. With no-money-down options, low mortgage rates, and tailored assistance, homeownership is within reach.
Contact an Approved KHC Lender Today:
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Podcast Kentucky Mortgage Loan Approval Tips Are you searching for reliable information about qualifying for a Kentucky mortgage loan? Understanding underwriting guidelines is crucial for increasing your chances of approval. These guidelines are the criteria lenders use to review your financial history and determine your eligibility. In this blog post, we’ll outline the key factors
Find homes in Kentucky that are eligible for USDA Rural Housing loans using this interactive map. Enter the property address in the search bar to check eligibility, or explore eligible areas on the map below.
Open Full USDA Eligibility Map
enter address below: How to Use This Map:
USDA loans are an excellent option for homebuyers looking for 100% financing in eligible rural areas of Kentucky. If you need help navigating USDA loan programs or eligibility requirements, contact us for expert guidance. 1 –  Email – kentuckyloan@gmail.com 2.  Call/Text – 502-905-3708Joel Lobb
Evo Mortgage For assistance with Kentucky mortgage loans, reach out via email, call, or text Joel Lobb directly. |
Website: 
Address: 911 Barret Ave., Louisville, KY 40204
Kentucky USDA Mortgage Lender for Rural Housing Loans 