Kentucky Rural Housing Homes for Foreclosures USDA
Direct USDA Resale Search Link
If the embedded search tool does not display on your device, you can access the official USDA foreclosure and resale listings directly using the link below:
Current USDA Homes for Sale in Kentucky: Foreclosure Listings
Homebuyers searching for affordable USDA homes for sale in Kentucky may find opportunities through select single-family foreclosure listings in rural areas. At this time, two foreclosure properties are available that may be eligible for USDA Rural Housing financing for qualified owner-occupants.
USDA Rural Housing loans allow eligible Kentucky buyers to purchase a primary residence with no down payment, provided income limits, property location, and minimum property condition requirements are met.
Can USDA buy foreclosure homes?
Yes. A foreclosure home can be purchased using a USDA Rural Housing loan if the property is located in a USDA-eligible area, the buyer meets total household income limits, the home will be owner-occupied, and the property meets USDA minimum safety and livability standards after appraisal.
Owner-occupied primary residence only
Total household income limits apply
Property location must be USDA eligible
USDA appraisal and condition standards still apply
Current Single-Family USDA Foreclosure Homes in Kentucky
Search criteria:
State: Kentucky
Property Type: Single Family
Listing Type: Foreclosure
Total Properties Available: 2
Address
City
County
Price
Beds
Baths
Sq Ft
65 Country Club Est
Le Center
Ballard County
$33,500
2
1.5
2,147
1993 Hickory Camp Road
Springfield
Washington County
$33,500
3
1
1,185
Important USDA considerations for foreclosure homes
Foreclosure homes are sold as-is
USDA loans still require a satisfactory appraisal
Some foreclosures may require repairs before approval
Mortgage pre-approval should be completed before submitting an offer
Availability can change quickly
How to confirm USDA eligibility before making an offer
Verify the property address using the USDA eligibility map
Confirm total household income is within county limits
NMLS #57916 | Company NMLS #1738461
Mortgage Broker – FHA, VA, USDA, KHC, Fannie Mae
Kentucky properties only. Not a commitment to lend. Equal Housing Lender.
Want Help Checking a Specific Address?
USDA resale homes are rare and sell quickly. If you want me to verify eligibility, financing options, or payment estimates for a specific property, start with a USDA pre-approval.
Kentucky USDA Mortgage Lender for Rural Housing Loans 