I am a Kentucky based USDA Mortgage Lender that has originated over 200 KY Rural Housing Mortgage Loans in Kentucky, Put my expert advice to use. Kentucky Rural Development RHS loans give KY Rural Homebuyers a zero down mortgage loan with a low 30 year fixed rate loan. A Local Kentucky Rural Housing Mortgage Lender offering same day free approvals and credit report. This website is not affiliated with USDA or any other government agency. NMLS#57916 Equal Housing Lender Text or call today 502-905-3708 with your mortgage questions about USDA Rural Housing Loans in Kentucky. Free Pre-Approvals on most applications within the same day. Kentuckyloan@gmail.com
Home buyers in Kentucky planning to use the USDA Rural home loan programwith zero down payment financing upcoming boundary changes that will cause many current USDA eligible rural areas to no longer qualify beginning October 1, 2013.
Beat the Oct. 1, 2013 Deadline for Kentucky USDA Loan Approval
To qualify for financing under the current 2010 USDA eligibility map, you need to have your complete loan application submitted before September 30, 2013 and obligated before December 31, 2013.
You Can Still Refinance a USDA Loan
Current home owners who have a Kentucky USDA loan will be able to refinance their Kentucky USDA loan under the Kentucky USDA Streamline Refinance Pilot program even if they are no longer in an eligible area, but you still need to meet the county income guidelines.