KY USDA Homes for Sale

Address Bed/Bath Price  
274 SHELBY HURST RD 3/2 $28,000.00
WILLIAMSBURG, KY 40769   Real Estate Owned
 
2217 Brent Ann Drive 0/0 $10,000.00
Flatwoods, KY 41139   Real Estate Owned
 
390 Boggs Rd 3/1 $41,000.00
Oliver Hill, KY 41164   Real Estate Owned
 
111 Sun Valley Drive 3/1 $26,000.00
Edmonton, KY 42129   Real Estate Owned
 
168 Cedarbrook Ct 3/1 $58,000.00
Cynthiana, KY 41031   Real Estate Owned
 
14699 Hwy 460 W 3/1 $63,000.00
Ezel, KY 41425   Real Estate Owned
 
712 Falls Lane 2/1 $43,000.00
Grayson, KY 41143   Real Estate Owned
 
30 WELLS CT 3/1 $35,000.00
MONTICELLO, KY 42633   Real Estate Owned
 
127 Lewis Lane 3/1 $27,000.00
Grayson, KY 41143   Real Estate Owned
 
111 Pelfrey Rd 4/2 $108,000.00
Morehead, KY 40351   Real Estate Owned
 
14773 Highway 460 3/1 $56,000.00
Ezel, KY 41425   Real Estate Owned
 
217 W Lynn Street 3/2 $98,000.00
Georgetown, KY 40324   Real Estate Owned
 
6300 Bull Fork Rd 3/2 $118,000.00
Morehead, KY 40351   Real Estate Owned
 
205 Evergreen Drive 3/1 $84,000.00
Irvine, KY 40336   Real Estate Owned
 
526 Bailey Rd 3/1 $35,000.00
Annville, KY 40402   Real Estate Owned
 
207 McArthur Street 3/1 $42,000.00
Russelville, KY 42276   Real Estate Owned
 
12 S Jackson Street 3/1 $40,000.00
Sturgis, KY 42549   Real Estate Owned
 
1785 Hwy 882 3/1 $50,900.00
Ezel, KY 41425   Real Estate Owned
 
7342 State Rt 5 3/1 $26,000.00
Ashland, KY 41102   Real Estate Owned
 
6125 Springbrook 3/2 $100,000.00
Paducah, KY 42001   Real Estate Owned
 
29 Sylvan Drive 3/1 $108,000.00
Independence, KY 41051   Real Estate Owned
 
229 Paul Nora 3/2 $85,000.00
Campbellsburg, KY 40011   Real Estate Owned
 
2 Smith 3/1 $36,180.00 – GovtBid
Monticello, KY 42633   Foreclosure Sale
 
108 Morgan Lane 3/2 $49,580.00 – GovtBid
Hopkinsville, KY 42240   Foreclosure Sale
 
2610 SR 564 3/2 $25,125.00 – GovtBid
Mayfield, KY 42066   Foreclosure Sale
 
167 Crestview Dr 3/1 $16,750.00 – GovtBid
Mayfield, KY 42066   Foreclosure Sale
 
6465 Cherry Lane 3/1 $41,540.00 – GovtBid
Utica, KY, KY 42376   Foreclosure Sale
 
3580 State Route 125 3/2 $26,800.00 – GovtBid
Hickman, KY 42050   Foreclosure Sale
 
1015 Walnut Creek Dr 3/2 $84,090.00 – GovtBid
Barstown, KY 40004   Foreclosure Sale
 
410 Hillside Drive 3/1 $23,450.00 – GovtBid
Mayfield, KY 42066   Foreclosure Sale
 
124 Brookview Dr 3/1 $36,850.00 – GovtBid
Nicholasville, KY 40356   Foreclosure Sale
 
120 Alder Drive 3/2 $89,185.00 – GovtBid
Bardstown, KY 40004   Foreclosure Sale
 
107 Cedar Street 3/1 $13,400.00 – GovtBid
Fulton, KY 42041   Foreclosure Sale
 
271 Mildred Rd. 3/2 $39,530.00 – GovtBid
McKee, KY 40447   Foreclosure Sale
 
70 Little Cabin Creek Rd. 3/2 $55,370.00 – GovtBid
Vanceburg, KY 41179   Foreclosure Sale
 
225 Forest Hill Road 3/1 $53,985.00 – GovtBid
Greenville, KY 42345   Foreclosure Sale
 
1215 Shepard Way 3/2 $68,900.00 – GovtBid
Shelbyville, KY 40065   Foreclosure Sale
 
103 Rose Lane 3/2 $45,560.00 – GovtBid
Nicholasville, KY 40356   Foreclosure Sale

 
Joel Lobb
Senior  Loan Officer

(NMLS#57916)
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014

CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014.

via CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014.

 

 

Kentucky Housing Interest Rates Special for First Time Home Buyers in Kentucky

Interest Rates.

MRB Special Funding ****

Limited Availability — Monies Still Available

Interest Rate:  2.50% without Down Payment Assistance

                      3.00% with Down Payment Assistance

  • $35,000 Household Income Limit
  • First time home buyer, unless property located in targeted county
  • Existing or new construction property — purchase price limit $115,000
  • Regular and Affordable DAP available
  • FHA, VA or RHS first mortgage programs through MRB Funding
  • 640 credit score
  • Borrower must demonstrate a need for the special funding.  The borrower’s housing ratio must be at a minimum of 25%
  • Maximum ratios of 40/45% with AUS approval

Co-branded Daily Rate Report for:
joel lobb
Louisville Mortgage Group
License:  NMLS# 57916
I specialize in Kentucky FHA, VA, USDA, KHC, Jumbo and Fannie Mae mortgage loans in Ky. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; For the first time buyer with little money …view more
Email Me | Visit My Website
(502) 905-3708
View My Profile   

10 Tips for a Top Credit Score

10 Tips for a Top Credit Score.

via 10 Tips for a Top Credit Score.

Changes for USDA rural development housing loans – kentucky rhs loan

Changes for USDA rural development housing loans – Kentucky rhs loan

Rural Development may continue to process applications on hand received prior to the time an area has been determined to be not “rural”. Complete Single Family Home Direct and Guaranteed loan applications submitted on or before Sept. 30, 2013, will not be subject to the new rural area designations, providing the application is complete. Applications received by close of business on Sept. 30, and processed on/after Oct. 1, will be subject to the newly designated rural areas if the application is incomplete.

Raise Credit Scores By Becoming An Authorized User

Raise Credit Scores By Becoming An Authorized User.

via Raise Credit Scores By Becoming An Authorized User.

I specialize in Kentucky FHA, VA, USDA, KHC, Jumbo and Fannie Mae mortgage loans in Ky. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; For the first time buyer with little money, Kentucky Housing/KHC offers(zero-down)loans with down payment assistance. Free credit/pre-approvals in 1 hour Call me today at 502-905-3708 or email kentuckyloan@gmail.com I compare Kentucky Mortgage Rates daily for your best interest(NMLS# 57916)

What You Need To Know About A Mortgage… BEFORE You Get One!!!

What You Need To Know About A Mortgage… BEFORE You Get One!!!.

via What You Need To Know About A Mortgage… BEFORE You Get One!!!.

Louisville Kentucky VA Refinance for Cashout, rate and term, and IRRL streamline VA refinance Mortgage

Louisville Kentucky VA Refinance for Cashout, rate and term, and IRRL streamline VA refinance Mortgage.

via Louisville Kentucky VA Refinance for Cashout, rate and term, and IRRL streamline VA refinance Mortgage.

USDA Announces Commodity Credit Corporation Lending Rates for August 2013

USDA Announces Commodity Credit Corporation Lending Rates for August 2013.

How do you qualify for a USDA Mortgage if you are self-employed?

USDA Home Loans for the Self-Employed

 

Kentucky USDA Rural Housing Mortgage Loans
Kentucky USDA Rural Housing Mortgage Loans

 

 

 

 

 

 

Looking for a home loan when you are self-employed can be a bit challenging but a USDA loan may be a great option. Many banks and lenders shy away from this type of loan due to the complex nature and experience that it requires. These scenarios can be complicated but with proper analysis and documentation the outcome can be successful. This short video will explain how to qualify for a USDA home loan if you are self-employed.

via How do you qualify for a USDA Mortgage if you are self-employed?.

Who are considered self-employed when applying for a USDA loan?

• 1099 Contractors are considered self-employed
• W2 Employees who are 100% commissioned
• Converting from a self-employed to a W2 employee can be acceptable

What are the USDA guidelines for the self-employed?

Minimum guidelines require that a self-employed borrower must have 2 years of self-employment history. Common documents that will be needed for verification purposes include articles of incorporation when applicable and at least 2 years of both business and personal tax returns. Also, keep in mind your tax returns should include all pages and schedules. If you filed an extension, make sure to have the signed extension available for underwriting.

Tax return documentation includes but not limited to:

• Business tax returns for corporations
• Schedule C for sole proprietors
• Partnership details if applicable
• Signed extensions when necessary
• Year to Date Profit & Loss Statement
• Year to Date Balance Sheet

What are the USDA home loan income limits for the self-employed?

As with all USDA home loans, income limits will apply and qualifying income for a USDA home loan for the self-employed is based on your adjusted income. The adjusted income is calculated after expenses are deducted. Your qualifying income is not based on gross commissions or your total sales. When following USDA guidelines for self-employment, alternative income documentation such as bank statements showing deposits are not acceptable. Read more about the USDA eligibility requirements for the self-employed.

We realize that qualifying when you are self-employed may seem overwhelming, but we offer the unique experience and expertise to help with each step of the process.

Joel Lobb
Senior  Loan Officer

(NMLS#57916)
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346
Rural Housing Mortgage Loans in Kentucky
Rural Housing Mortgage Loans in Kentucky
Kentucky USDA Rural Housing Home Loans1 100% Financing in Kentucky for Home Loans
Kentucky USDA Rural Housing Home Loans 1
100% Financing in Kentucky for Home Loans