2017 Kentucky USDA Rural Housing County Income Limits

2017 Kentucky USDA Rural Housing County Income Limits

Kentucky 2017 County Income Limits For USDA Rural Development Loan

Some of the eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of home buyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County

 


County Name Family Size 1 -4 Family Size 5 – 8
Adair $75,650 $99,850
Allen $75,650 $99,850
Anderson $78,900 $104,150
Ballard $75,650 $99,850
Barren $75,650 $99,850
Bath $75,650 $99,850
Bell $75,650 $99,850
Boone $82,000 $108,250
Bourbon $78,400 $103,500
Boyd $75,650 $99,850
Boyle $75,650 $99,850
Bracken $82,000 $108,250
Breathitt $75,650 $99,850
Breckinridge $75,650 $99,850
Bullitt $75,650 $99,850
Butler $75,650 $99,850
Caldwell $75,650 $99,850
Calloway $75,650 $99,850
Campbell $82,000 $108,250
Carlisle $75,650 $99,850
Carroll $75,650 $99,850
Carter $75,650 $99,850
Casey $75,650 $99,850
Christian $75,650 $99,850
Clark $78,400 $103,500
Clay $75,650 $99,850
Clinton $75,650 $99,850
Crittenden $75,650 $99,850
Cumberland $75,650 $99,850
Daviess $75,650 $99,850
Edmonson $75,650 $99,850
Elliott $75,650 $99,850
Estill $75,650 $99,850
Fayette $78,400 $103,500
Fleming $75,650 $99,850
Floyd $75,650 $99,850
Franklin $76,850 $101,450
Fulton $75,650 $99,850
Gallatin $82,000 $108,250
Garrard $75,650 $99,850
Grant $75,650 $99,850
Graves $75,650 $99,850
Grayson $75,650 $99,850
Green $75,650 $99,850
Greenup $75,650 $99,850
Hancock $75,650 $99,850
Hardin $75,650 $99,850
Harlan $75,650 $99,850
Harrison $75,650 $99,850
Hart $75,650 $99,850
Henderson $75,650 $99,850
Henry $75,650 $99,850
Hickman $75,650 $99,850
Hopkins $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Jessamine $78,400 $103,500
Johnson $75,650 $99,850
Kenton $82,000 $108,250
Knott $75,650 $99,850
Knox $75,650 $99,850
Larue $75,650 $99,850
Laurel $75,650 $99,850
Lawrence $75,650 $99,850
Lee $75,650 $99,850
Leslie $75,650 $99,850
Letcher $75,650 $99,850
Lewis $75,650 $99,850
Lincoln $75,650 $99,850
Livingston $75,650 $99,850
Logan $75,650 $99,850
Lyon $75,650 $99,850
Madison $75,650 $99,850
Magoffin $75,650 $99,850
Marion $75,650 $99,850
Marshall $75,650 $99,850
Martin $75,650 $99,850
Mason $75,650 $99,850
McCracken $75,650 $99,850
McCreary $75,650 $99,850
McLean $75,650 $99,850
Meade $75,650 $99,850
Menifee $75,650 $99,850
Mercer $75,650 $99,850
Metcalfe $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Morgan $75,650 $99,850
Muhlenberg $75,650 $99,850
Nelson $75,650 $99,850
Nicholas $75,650 $99,850
Ohio $75,650 $99,850
Oldham $75,650 $99,850
Owen $75,650 $99,850
Owsley $75,650 $99,850
Pendleton $82,000 $108,250
Perry $75,650 $99,850
Pike $75,650 $99,850
Powell $75,650 $99,850
Pulaski $75,650 $99,850
Robertson $75,650 $99,850
Rockcastle $75,650 $99,850
Rowan $75,650 $99,850
Russell $75,650 $99,850
Scott $78,400 $103,500
Shelby $84,750 $111,850
Simpson $75,650 $99,850
Spencer $75,650 $99,850
Taylor $75,650 $99,850
Todd $75,650 $99,850
Trigg $75,650 $99,850
Trimble $75,650 $99,850
Union $75,650 $99,850
Warren $75,650 $99,850
Washington $75,650 $99,850
Wayne $75,650 $99,850
Webster $75,650 $99,850
Whitley $75,650 $99,850
Wolfe $75,650 $99,850
Woodford $78,400 $103,500

 

 

 

 

 

County Max Household Income Location Restrictions
1 – 4 5 + People
Adair $74,750 $98,650 100% Eligible
Allen $74,750 $98,650 Partially Eligible
Anderson $74,750 $98,650 100% Eligible
Ballard $74,750 $98,650 100% Eligible
Barren $74,750 $98,650 Partially Eligible
Bath $74,750 $98,650 Partially Eligible
Bell $74,750 $98,650 100% Eligible
Boone $82,000 $108,250 Partially Eligible
Bourbon $77,200 $101,900 Partially Eligible
Boyd $74,750 $98,650 Partially Eligible
Boyle $74,750 $98,650 100% Eligible
Bracken $82,000 $108,250 Partially Eligible
Breathitt $74,750 $98,650 100% Eligible
Breckinridge $74,750 $98,650 100% Eligible
Bullitt $74,750 $98,650 Partially Eligible
Butler $74,750 $98,650 Partially Eligible
Caldwell $74,750 $98,650 100% Eligible
Calloway $74,750 $98,650 Partially Eligible
Campbell $82,000 $108,250 Partially Eligible
Carlisle $74,750 $98,650 100% Eligible
Carroll $74,750 $98,650 Partially Eligible
Carter $74,750 $98,650 Partially Eligible
Casey $74,750 $98,650 100% Eligible
Christian $74,750 $98,650 Partially Eligible
Clark $77,200 $101,900 Partially Eligible
Clay $74,750 $98,650 Partially Eligible
Clinton $74,750 $98,650 100% Eligible
Crittenden $74,750 $98,650 100% Eligible
Cumberland $74,750 $98,650 Partially Eligible
Daviess $74,750 $98,650 Partially Eligible
Edmonson $74,750 $98,650 100% Eligible
Elliott $74,750 $98,650 Partially Eligible
Estill $74,750 $98,650 100% Eligible
Fayette N/A N/A Completely Ineligible
Fleming $74,750 $98,650 Partially Eligible
Floyd $74,750 $98,650 100% Eligible
Franklin $76,850 $101,450 Partially Eligible
Fulton $74,750 $98,650 Partially Eligible
Gallatin $82,000 $108,250 Partially Eligible
Garrard $74,750 $98,650 100% Eligible
Grant $74,750 $98,650 Partially Eligible
Graves $74,750 $98,650 100% Eligible
Grayson $74,750 $98,650 Partially Eligible
Green $74,750 $98,650 100% Eligible
Greenup $74,750 $98,650 Partially Eligible
Hancock $74,750 $98,650 Partially Eligible
Hardin $74,750 $98,650 Partially Eligible
Harlan $74,750 $98,650 100% Eligible
Harrison $74,750 $98,650 Partially Eligible
Hart $74,750 $98,650 100% Eligible
Henderson $74,750 $98,650 Partially Eligible
Henry $74,750 $98,650 Partially Eligible
Hickman $74,750 $98,650 100% Eligible
Hopkins $74,750 $98,650 Partially Eligible
Jackson $74,750 $98,650 100% Eligible
Jefferson N/A N/A Completely Ineligible
Jessamine $77,200 $101,900 Partially Eligible
Johnson $74,750 $98,650 100% Eligible
Kenton $82,000 $108,250 Partially Eligible
Knott $74,750 $98,650 Partially Eligible
Knox $74,750 $98,650 100% Eligible
Larue $74,750 $98,650 100% Eligible
Laurel $74,750 $98,650 Partially Eligible
Lawrence $74,750 $98,650 100% Eligible
Lee $74,750 $98,650 Partially Eligible
Leslie $74,750 $98,650 100% Eligible
Letcher $74,750 $98,650 Partially Eligible
Lewis $74,750 $98,650 100% Eligible
Lincoln $74,750 $98,650 Partially Eligible
Livingston $74,750 $98,650 Partially Eligible
Logan $74,750 $98,650 100% Eligible
Lyon $74,750 $98,650 Partially Eligible
Madison $74,750 $98,650 Partially Eligible
Magoffin $74,750 $98,650 100% Eligible
Marion $74,750 $98,650 100% Eligible
Marshall $74,750 $98,650 Partially Eligible
Martin $74,750 $98,650 Partially Eligible
Mason $74,750 $98,650 100% Eligible
Mccracken $74,750 $98,650 Partially Eligible
Mccreary $74,750 $98,650 Partially Eligible
Mclean $74,750 $98,650 100% Eligible
Meade $74,750 $98,650 Partially Eligible
Menifee $74,750 $98,650 100% Eligible
Mercer $74,750 $98,650 Partially Eligible
Metcalfe $74,750 $98,650 Partially Eligible
Monroe $74,750 $98,650 100% Eligible
Montgomery $74,750 $98,650 100% Eligible
Morgan $74,750 $98,650 Partially Eligible
Muhlenberg $74,750 $98,650 Partially Eligible
Nelson $74,750 $98,650 100% Eligible
Nicholas $74,750 $98,650 100% Eligible
Ohio $74,750 $98,650 Partially Eligible
Oldham $74,750 $98,650 100% Eligible
Owen $74,750 $98,650 Partially Eligible
Owsley $74,750 $98,650 100% Eligible
Pendleton $82,000 $108,250 Partially Eligible
Perry $74,750 $98,650 100% Eligible
Pike $74,750 $98,650 Partially Eligible
Powell $74,750 $98,650 100% Eligible
Pulaski $74,750 $98,650 Partially Eligible
Robertson $74,750 $98,650 100% Eligible
Rockcastle $74,750 $98,650 Partially Eligible
Rowan $74,750 $98,650 100% Eligible
Russell $74,750 $98,650 Partially Eligible
Scott $77,200 $101,900 100% Eligible
Shelby $81,800 $108,000 Partially Eligible
Simpson $74,750 $98,650 100% Eligible
Spencer $74,750 $98,650 Partially Eligible
Taylor $74,750 $98,650 100% Eligible
Todd $74,750 $98,650 Partially Eligible
Trigg $74,750 $98,650 100% Eligible
Trimble $74,750 $98,650 Partially Eligible
Union $74,750 $98,650 100% Eligible
Warren $74,750 $98,650 Partially Eligible
Washington $74,750 $98,650 Partially Eligible
Wayne $74,750 $98,650 100% Eligible
Webster $74,750 $98,650 Partially Eligible
Whitley $74,750 $98,650 Partially Eligible
Wolfe $74,750 $98,650 100% Eligible
Woodford $77,200 $101,900 Partially Eligible
Have more questions or want to get the application process started? The USDA Loan Agency is here to help. Contact us today for assistance with your Kentucky USDA Home Loan.

 

Joel Lobb
Senior  Loan Officer

(NMLS#57916)
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

 

Apply for Free Home Loan Today Kentucky

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9 thoughts on “2017 Kentucky USDA Rural Housing County Income Limits

  1. Pingback: Homepage
  2. HB-1-3555, APPENDIX 5
    PAGE 109
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON*
    Bowling Green, KY MSA
    VERY LOW INCOME 21250 24250 27300 30300 32750 35150 37600 40000
    LOW INCOME 33950 38800 43650 48500 52400 56250 60150 64000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Cincinnati-Middletown, OH-KY-IN MSA
    Cincinnati-Middleton, OH-KY-IN HUD Metro FMR Area
    VERY LOW INCOME 25000 28550 32100 35650 38550 41400 44250 47100
    LOW INCOME 39950 45650 51350 57050 61600 66200 70750 75300
    MOD.INC-GUAR.LOAN 82000 82000 82000 82000 108250 108250 108250 108250
    Grant County, KY HUD Metro FMR Area
    VERY LOW INCOME 19500 22300 25100 27850 30100 32350 34550 36800
    LOW INCOME 31200 35650 40100 44550 48100 51700 55250 58800
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Clarksville, TN-KY MSA
    Clarksville, TN-KY HUD Metro FMR Area
    VERY LOW INCOME 19000 21700 24400 27100 29300 31450 33650 35800
    LOW INCOME 30350 34700 39000 43350 46800 50300 53750 57200
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Elizabethtown, KY MSA
    VERY LOW INCOME 20900 23850 26850 29800 32200 34600 37000 39350
    LOW INCOME 33400 38150 42950 47700 51500 55350 59150 62950
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Evansville, IN-KY MSA
    Evansville, IN-KY HUD Metro FMR Area
    VERY LOW INCOME 22350 25550 28750 31900 34500 37050 39600 42150
    LOW INCOME 35750 40850 45950 51050 55150 59200 63300 67400
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Huntington-Ashland, WV-KY-OH MSA
    VERY LOW INCOME 18900 21600 24300 27000 29200 31350 33500 35650
    LOW INCOME 30250 34550 38900 43200 46650 50100 53550 57000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Lexington-Fayette, KY MSA
    VERY LOW INCOME 23900 27300 30700 34100 36850 39600 42300 45050
    LOW INCOME 38200 43650 49100 54550 58900 63300 67650 72000
    MOD.INC-GUAR.LOAN 78400 78400 78400 78400 103500 103500 103500 103500
    * ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS
    ** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR 115% OF THE AVG.
    OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE AREA LOW-INCOME LIMIT
    04/01/2015 SPECIAL PN
    HB-1-3555, APPENDIX 5
    PAGE 110
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSO
    N*
    Louisville, KY-IN MSA
    Spencer County, KY SEA
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Louisville-Jefferson County, KY-IN MSA
    Louisville, KY-IN HUD Metro FMR Area
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Meade County, KY HUD Metro FMR Area
    VERY LOW INCOME 18300 20900 23550 26150 28250 30350 32450 34500
    LOW INCOME 29300 33500 37650 41850 45200 48550 51900 55250
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Nelson County, KY HUD Metro FMR Area
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Shelby County, KY HUD Metro FMR Area
    VERY LOW INCOME 25800 29500 33200 36850 39800 42750 45700 48650
    LOW INCOME 41250 47150 53050 58950 63650 68400 73100 77800
    MOD.INC-GUAR.LOAN 84750 84750 84750 84750 111850 111850 111850 111850
    Owensboro, KY MSA
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850

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