2018 Kentucky USDA Rural Housing County Income Limits

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Kentucky 2018 County Income Limits For USDA Rural Development Loan

 

Kentucky USDA Loan Adjusted Maximum Income Limits by County

Kentucky’s USDA Loan Income Limits by County

Some of the Kentucky Rural Housing USDA eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County

 

STATE:KENTUCKY PROGRAM 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

Allen County, KY HUD Metro FMR Area

VERY LOW INCOME 26200 26200 26200 26200 34600 34600 34600 34600
Apply Now LOW INCOME 41900 41900 41900 41900 55300 55300 55300 55300
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Bowling Green, KY HUD Metro FMR Area

VERY LOW INCOME 31000 31000 31000 31000 40900 40900 40900 40900
Apply Now LOW INCOME 49600 49600 49600 49600 65450 65450 65450 65450
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Butler County, KY HUD Metro FMR Area

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Cincinnati, OH-KY-IN HUD Metro FMR Area

VERY LOW INCOME 37350 37350 37350 37350 49300 49300 49300 49300
Apply Now LOW INCOME 59750 59750 59750 59750 78850 78850 78850 78850
  MOD.INC-GUAR.LOAN 85900 85900 85900 85900 113400 113400 113400 113400

Grant County, KY HUD Metro FMR Area

VERY LOW INCOME 27850 27850 27850 27850 36750 36750 36750 36750
Apply Now LOW INCOME 44550 44550 44550 44550 58800 58800 58800 58800
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Clarksville, TN-KY MSA

VERY LOW INCOME 27900 27900 27900 27900 36850 36850 36850 36850
Apply Now LOW INCOME 44650 44650 44650 44650 58950 58950 58950 58950
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Elizabethtown, KY HUD Metro FMR Area

VERY LOW INCOME 31400 31400 31400 31400 41450 41450 41450 41450
Apply Now LOW INCOME 50250 50250 50250 50250 66350 66350 66350 66350
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Meade County, KY HUD Metro FMR Area

VERY LOW INCOME 27750 27750 27750 27750 36650 36650 36650 36650
Apply Now LOW INCOME 44400 44400 44400 44400 58600 58600 58600 58600
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Evansville, IN-KY MSA

VERY LOW INCOME 32750 32750 32750 32750 43250 43250 43250 43250
Apply Now LOW INCOME 52400 52400 52400 52400 69150 69150 69150 69150
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Huntington-Ashland, WV-KY-OH HUD Metro FMR Area

VERY LOW INCOME 27400 27400 27400 27400 36150 36150 36150 36150
Apply Now LOW INCOME 43850 43850 43850 43850 57900 57900 57900 57900
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lexington-Fayette, KY MSA

VERY LOW INCOME 34100 34100 34100 34100 45000 45000 45000 45000
Apply Now LOW INCOME 54550 54550 54550 54550 72000 72000 72000 72000
  MOD.INC-GUAR.LOAN 78400 78400 78400 78400 103500 103500 103500 103500

Spencer County, KY SEA

VERY LOW INCOME 33500 33500 33500 33500 44200 44200 44200 44200
Apply Now LOW INCOME 53600 53600 53600 53600 70750 70750 70750 70750
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Louisville, KY-IN HUD Metro FMR Area

VERY LOW INCOME 33500 33500 33500 33500 44200 44200 44200 44200
Apply Now LOW INCOME 53600 53600 53600 53600 70750 70750 70750 70750
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Shelby County, KY HUD Metro FMR Area

VERY LOW INCOME 36850 36850 36850 36850 48650 48650 48650 48650
Apply Now LOW INCOME 58950 58950 58950 58950 77800 77800 77800 77800
  MOD.INC-GUAR.LOAN 84750 84750 84750 84750 111850 111850 111850 111850

Owensboro, KY MSA

VERY LOW INCOME 29700 29700 29700 29700 39200 39200 39200 39200
Apply Now LOW INCOME 47500 47500 47500 47500 62700 62700 62700 62700
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Adair County, KY

VERY LOW INCOME 24050 24050 24050 24050 31750 31750 31750 31750
Apply Now LOW INCOME 38500 38500 38500 38500 50800 50800 50800 50800
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Anderson County, KY

VERY LOW INCOME 34300 34300 34300 34300 45300 45300 45300 45300
Apply Now LOW INCOME 54900 54900 54900 54900 72450 72450 72450 72450
  MOD.INC-GUAR.LOAN 78900 78900 78900 78900 104150 104150 104150 104150

Ballard County, KY

VERY LOW INCOME 28800 28800 28800 28800 38000 38000 38000 38000
Apply Now LOW INCOME 46100 46100 46100 46100 60850 60850 60850 60850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Barren County, KY

VERY LOW INCOME 26300 26300 26300 26300 34700 34700 34700 34700
Apply Now LOW INCOME 42100 42100 42100 42100 55550 55550 55550 55550
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Bath County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Bell County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Boyle County, KY

VERY LOW INCOME 27650 27650 27650 27650 36500 36500 36500 36500
Apply Now LOW INCOME 44250 44250 44250 44250 58400 58400 58400 58400
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Breathitt County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Breckinridge County, KY

VERY LOW INCOME 25700 25700 25700 25700 33900 33900 33900 33900
Apply Now LOW INCOME 41100 41100 41100 41100 54250 54250 54250 54250
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Caldwell County, KY

VERY LOW INCOME 26600 26600 26600 26600 35100 35100 35100 35100
Apply Now LOW INCOME 42550 42550 42550 42550 56150 56150 56150 56150
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Calloway County, KY

VERY LOW INCOME 29650 29650 29650 29650 39150 39150 39150 39150
Apply Now LOW INCOME 47450 47450 47450 47450 62650 62650 62650 62650
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Carlisle County, KY

VERY LOW INCOME 25500 25500 25500 25500 33650 33650 33650 33650
Apply Now LOW INCOME 40800 40800 40800 40800 53850 53850 53850 53850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Carroll County, KY

VERY LOW INCOME 28500 28500 28500 28500 37600 37600 37600 37600
Apply Now LOW INCOME 45600 45600 45600 45600 60200 60200 60200 60200
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Carter County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Casey County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Clay County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Clinton County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Crittenden County, KY

VERY LOW INCOME 26450 26450 26450 26450 34900 34900 34900 34900
Apply Now LOW INCOME 42300 42300 42300 42300 55850 55850 55850 55850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Cumberland County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Elliott County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Estill County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Fleming County, KY

VERY LOW INCOME 25600 25600 25600 25600 33800 33800 33800 33800
Apply Now LOW INCOME 40950 40950 40950 40950 54050 54050 54050 54050
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Floyd County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Franklin County, KY

VERY LOW INCOME 33400 33400 33400 33400 44100 44100 44100 44100
Apply Now LOW INCOME 53450 53450 53450 53450 70550 70550 70550 70550
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Fulton County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Garrard County, KY

VERY LOW INCOME 28300 28300 28300 28300 37350 37350 37350 37350
Apply Now LOW INCOME 45300 45300 45300 45300 59800 59800 59800 59800
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Graves County, KY

VERY LOW INCOME 26450 26450 26450 26450 34900 34900 34900 34900
Apply Now LOW INCOME 42300 42300 42300 42300 55850 55850 55850 55850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Grayson County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Green County, KY

VERY LOW INCOME 24550 24550 24550 24550 32400 32400 32400 32400
Apply Now LOW INCOME 39300 39300 39300 39300 51900 51900 51900 51900
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Harlan County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Harrison County, KY

VERY LOW INCOME 27500 27500 27500 27500 36300 36300 36300 36300
Apply Now LOW INCOME 44000 44000 44000 44000 58100 58100 58100 58100
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Hart County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Hickman County, KY

VERY LOW INCOME 27950 27950 27950 27950 36900 36900 36900 36900
Apply Now LOW INCOME 44700 44700 44700 44700 59000 59000 59000 59000
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Hopkins County, KY

VERY LOW INCOME 28050 28050 28050 28050 37050 37050 37050 37050
Apply Now LOW INCOME 44900 44900 44900 44900 59250 59250 59250 59250
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Jackson County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Johnson County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Knott County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Knox County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Laurel County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lawrence County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lee County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Leslie County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Letcher County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lewis County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lincoln County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Livingston County, KY

VERY LOW INCOME 25800 25800 25800 25800 34050 34050 34050 34050
Apply Now LOW INCOME 41300 41300 41300 41300 54500 54500 54500 54500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Logan County, KY

VERY LOW INCOME 25600 25600 25600 25600 33800 33800 33800 33800
Apply Now LOW INCOME 40950 40950 40950 40950 54050 54050 54050 54050
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Lyon County, KY

VERY LOW INCOME 29350 29350 29350 29350 38750 38750 38750 38750
Apply Now LOW INCOME 46950 46950 46950 46950 61950 61950 61950 61950
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Madison County, KY

VERY LOW INCOME 30200 30200 30200 30200 39850 39850 39850 39850
Apply Now LOW INCOME 48300 48300 48300 48300 63750 63750 63750 63750
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Magoffin County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Marion County, KY

VERY LOW INCOME 26000 26000 26000 26000 34300 34300 34300 34300
Apply Now LOW INCOME 41600 41600 41600 41600 54900 54900 54900 54900
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Marshall County, KY

VERY LOW INCOME 29750 29750 29750 29750 39250 39250 39250 39250
Apply Now LOW INCOME 47600 47600 47600 47600 62850 62850 62850 62850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Martin County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Mason County, KY

VERY LOW INCOME 26150 26150 26150 26150 34500 34500 34500 34500
Apply Now LOW INCOME 41850 41850 41850 41850 55250 55250 55250 55250
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

McCracken County, KY

VERY LOW INCOME 30200 30200 30200 30200 39850 39850 39850 39850
Apply Now LOW INCOME 48300 48300 48300 48300 63750 63750 63750 63750
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

McCreary County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Menifee County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Mercer County, KY

VERY LOW INCOME 30050 30050 30050 30050 39650 39650 39650 39650
Apply Now LOW INCOME 48100 48100 48100 48100 63500 63500 63500 63500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Metcalfe County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Monroe County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Montgomery County, KY

VERY LOW INCOME 25950 25950 25950 25950 34250 34250 34250 34250
Apply Now LOW INCOME 41500 41500 41500 41500 54800 54800 54800 54800
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Morgan County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Muhlenberg County, KY

VERY LOW INCOME 24450 24450 24450 24450 32250 32250 32250 32250
Apply Now LOW INCOME 39100 39100 39100 39100 51600 51600 51600 51600
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Nelson County, KY

VERY LOW INCOME 29200 29200 29200 29200 38550 38550 38550 38550
Apply Now LOW INCOME 46700 46700 46700 46700 61650 61650 61650 61650
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Nicholas County, KY

VERY LOW INCOME 25700 25700 25700 25700 33900 33900 33900 33900
Apply Now LOW INCOME 41100 41100 41100 41100 54250 54250 54250 54250
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Ohio County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Owen County, KY

VERY LOW INCOME 31200 31200 31200 31200 41200 41200 41200 41200
Apply Now LOW INCOME 49900 49900 49900 49900 65850 65850 65850 65850
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Owsley County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Perry County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Pike County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Powell County, KY

VERY LOW INCOME 24100 24100 24100 24100 31800 31800 31800 31800
Apply Now LOW INCOME 38550 38550 38550 38550 50900 50900 50900 50900
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Pulaski County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Robertson County, KY

VERY LOW INCOME 25950 25950 25950 25950 34250 34250 34250 34250
Apply Now LOW INCOME 41500 41500 41500 41500 54800 54800 54800 54800
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Rockcastle County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Rowan County, KY

VERY LOW INCOME 25800 25800 25800 25800 34050 34050 34050 34050
Apply Now LOW INCOME 41300 41300 41300 41300 54500 54500 54500 54500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Russell County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Simpson County, KY

VERY LOW INCOME 27550 27550 27550 27550 36350 36350 36350 36350
Apply Now LOW INCOME 44100 44100 44100 44100 58200 58200 58200 58200
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Taylor County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Todd County, KY

VERY LOW INCOME 26500 26500 26500 26500 35000 35000 35000 35000
Apply Now LOW INCOME 42400 42400 42400 42400 55950 55950 55950 55950
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Union County, KY

VERY LOW INCOME 27900 27900 27900 27900 36850 36850 36850 36850
Apply Now LOW INCOME 44650 44650 44650 44650 58950 58950 58950 58950
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Washington County, KY

VERY LOW INCOME 26800 26800 26800 26800 35400 35400 35400 35400
Apply Now LOW INCOME 42900 42900 42900 42900 56650 56650 56650 56650
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Wayne County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Webster County, KY

VERY LOW INCOME 31900 31900 31900 31900 42100 42100 42100 42100
Apply Now LOW INCOME 51050 51050 51050 51050 67400 67400 67400 67400
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Whitley County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Wolfe County, KY

VERY LOW INCOME 23900 23900 23900 23900 31550 31550 31550 31550
Apply Now LOW INCOME 38250 38250 38250 38250 50500 50500 50500 50500
  MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200

Kentucky USDA Guaranteed Loan Income Limits

A Complete Guide to Closing Costs

Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 Company ID #1364 | MB73346

 unnamed (2) (1)

text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.

All loans and lines are subject to credit approval, verification, and collateral evaluation

Apply for Free Home Loan Today Kentucky

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9 thoughts on “2018 Kentucky USDA Rural Housing County Income Limits

  1. Pingback: Homepage
  2. HB-1-3555, APPENDIX 5
    PAGE 109
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON*
    Bowling Green, KY MSA
    VERY LOW INCOME 21250 24250 27300 30300 32750 35150 37600 40000
    LOW INCOME 33950 38800 43650 48500 52400 56250 60150 64000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Cincinnati-Middletown, OH-KY-IN MSA
    Cincinnati-Middleton, OH-KY-IN HUD Metro FMR Area
    VERY LOW INCOME 25000 28550 32100 35650 38550 41400 44250 47100
    LOW INCOME 39950 45650 51350 57050 61600 66200 70750 75300
    MOD.INC-GUAR.LOAN 82000 82000 82000 82000 108250 108250 108250 108250
    Grant County, KY HUD Metro FMR Area
    VERY LOW INCOME 19500 22300 25100 27850 30100 32350 34550 36800
    LOW INCOME 31200 35650 40100 44550 48100 51700 55250 58800
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Clarksville, TN-KY MSA
    Clarksville, TN-KY HUD Metro FMR Area
    VERY LOW INCOME 19000 21700 24400 27100 29300 31450 33650 35800
    LOW INCOME 30350 34700 39000 43350 46800 50300 53750 57200
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Elizabethtown, KY MSA
    VERY LOW INCOME 20900 23850 26850 29800 32200 34600 37000 39350
    LOW INCOME 33400 38150 42950 47700 51500 55350 59150 62950
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Evansville, IN-KY MSA
    Evansville, IN-KY HUD Metro FMR Area
    VERY LOW INCOME 22350 25550 28750 31900 34500 37050 39600 42150
    LOW INCOME 35750 40850 45950 51050 55150 59200 63300 67400
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Huntington-Ashland, WV-KY-OH MSA
    VERY LOW INCOME 18900 21600 24300 27000 29200 31350 33500 35650
    LOW INCOME 30250 34550 38900 43200 46650 50100 53550 57000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Lexington-Fayette, KY MSA
    VERY LOW INCOME 23900 27300 30700 34100 36850 39600 42300 45050
    LOW INCOME 38200 43650 49100 54550 58900 63300 67650 72000
    MOD.INC-GUAR.LOAN 78400 78400 78400 78400 103500 103500 103500 103500
    * ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS
    ** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR 115% OF THE AVG.
    OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE AREA LOW-INCOME LIMIT
    04/01/2015 SPECIAL PN
    HB-1-3555, APPENDIX 5
    PAGE 110
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSO
    N*
    Louisville, KY-IN MSA
    Spencer County, KY SEA
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Louisville-Jefferson County, KY-IN MSA
    Louisville, KY-IN HUD Metro FMR Area
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Meade County, KY HUD Metro FMR Area
    VERY LOW INCOME 18300 20900 23550 26150 28250 30350 32450 34500
    LOW INCOME 29300 33500 37650 41850 45200 48550 51900 55250
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Nelson County, KY HUD Metro FMR Area
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Shelby County, KY HUD Metro FMR Area
    VERY LOW INCOME 25800 29500 33200 36850 39800 42750 45700 48650
    LOW INCOME 41250 47150 53050 58950 63650 68400 73100 77800
    MOD.INC-GUAR.LOAN 84750 84750 84750 84750 111850 111850 111850 111850
    Owensboro, KY MSA
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850

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