2018 Kentucky USDA Rural Housing County Income Limits

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Kentucky 2018 County Income Limits For USDA Rural Development Loan

 

Kentucky USDA Loan Adjusted Maximum Income Limits by County

Kentucky’s USDA Loan Income Limits by County

Some of the Kentucky Rural Housing USDA eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County

Kentucky’s USDA Loan Income Limits by County

Some of the USDA eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County

Quick Scroll 
 – – – S E L E C T   A N   A R E A – – – 
 Allen County, KY HUD Metro FMR Area 
 Bowling Green, KY HUD Metro FMR Area 
 Butler County, KY HUD Metro FMR Area 
 Cincinnati, OH-KY-IN HUD Metro FMR Area 
 Grant County, KY HUD Metro FMR Area 
 Clarksville, TN-KY MSA 
 Elizabethtown, KY HUD Metro FMR Area 
 Meade County, KY HUD Metro FMR Area 
 Evansville, IN-KY MSA 
 Huntington-Ashland, WV-KY-OH HUD Metro FMR Area 
 Lexington-Fayette, KY MSA 
 Spencer County, KY SEA 
 Louisville, KY-IN HUD Metro FMR Area 
 Shelby County, KY HUD Metro FMR Area 
 Owensboro, KY MSA 
 Adair County, KY 
 Anderson County, KY 
 Ballard County, KY 
 Barren County, KY 
 Bath County, KY 
 Bell County, KY 
 Boyle County, KY 
 Breathitt County, KY 
 Breckinridge County, KY 
 Caldwell County, KY 
 Calloway County, KY 
 Carlisle County, KY 
 Carroll County, KY 
 Carter County, KY 
 Casey County, KY 
 Clay County, KY 
 Clinton County, KY 
 Crittenden County, KY 
 Cumberland County, KY 
 Elliott County, KY 
 Estill County, KY 
 Fleming County, KY 
 Floyd County, KY 
 Franklin County, KY 
 Fulton County, KY 
 Garrard County, KY 
 Graves County, KY 
 Grayson County, KY 
 Green County, KY 
 Harlan County, KY 
 Harrison County, KY 
 Hart County, KY 
 Hickman County, KY 
 Hopkins County, KY 
 Jackson County, KY 
 Johnson County, KY 
 Knott County, KY 
 Knox County, KY 
 Laurel County, KY 
 Lawrence County, KY 
 Lee County, KY 
 Leslie County, KY 
 Letcher County, KY 
 Lewis County, KY 
 Lincoln County, KY 
 Livingston County, KY 
 Logan County, KY 
 Lyon County, KY 
 Madison County, KY 
 Magoffin County, KY 
 Marion County, KY 
 Marshall County, KY 
 Martin County, KY 
 Mason County, KY 
 McCracken County, KY 
 McCreary County, KY 
 Menifee County, KY 
 Mercer County, KY 
 Metcalfe County, KY 
 Monroe County, KY 
 Montgomery County, KY 
 Morgan County, KY 
 Muhlenberg County, KY 
 Nelson County, KY 
 Nicholas County, KY 
 Ohio County, KY 
 Owen County, KY 
 Owsley County, KY 
 Perry County, KY 
 Pike County, KY 
 Powell County, KY 
 Pulaski County, KY 
 Robertson County, KY 
 Rockcastle County, KY 
 Rowan County, KY 
 Russell County, KY 
 Simpson County, KY 
 Taylor County, KY 
 Todd County, KY 
 Union County, KY 
 Washington County, KY 
 Wayne County, KY 
 Webster County, KY 
 Whitley County, KY 
 Wolfe County, KY 

STATE:KENTUCKY PROGRAM 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

Allen County, KY HUD Metro FMR Area

VERY LOW INCOME 28050 28050 28050 28050 37050 37050 37050 37050
Apply Now LOW INCOME 44900 44900 44900 44900 59250 59250 59250 59250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Bowling Green, KY HUD Metro FMR Area

VERY LOW INCOME 31000 31000 31000 31000 40950 40950 40950 40950
Apply Now LOW INCOME 49600 49600 49600 49600 65450 65450 65450 65450
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Butler County, KY HUD Metro FMR Area

VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Cincinnati, OH-KY-IN HUD Metro FMR Area

VERY LOW INCOME 39150 39150 39150 39150 51700 51700 51700 51700
Apply Now LOW INCOME 62650 62650 62650 62650 82700 82700 82700 82700
MOD.INC-GUAR.LOAN 90050 90050 90050 90050 118850 118850 118850 118850

Grant County, KY HUD Metro FMR Area

VERY LOW INCOME 27850 27850 27850 27850 36800 36800 36800 36800
Apply Now LOW INCOME 44550 44550 44550 44550 58800 58800 58800 58800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Clarksville, TN-KY MSA

VERY LOW INCOME 27900 27900 27900 27900 36850 36850 36850 36850
Apply Now LOW INCOME 44650 44650 44650 44650 58950 58950 58950 58950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Elizabethtown, KY HUD Metro FMR Area

VERY LOW INCOME 31400 31400 31400 31400 41450 41450 41450 41450
Apply Now LOW INCOME 50250 50250 50250 50250 66350 66350 66350 66350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 <td style=”border-width:1px 0px 0px;border-top-style:solid;border-right-style:initial;border-bottom-style:initial;border-left-style:initial;border-top-color:rgb(221,221,221);border-right-color:initial;border-bottom-color:initial;border-left-color:initial;font-family:inherit;font-size:11.2972px;font-style:inherit;outline:0px;padding:10px 10px 10px 0px;vertical-align:baseline;color:rgb(77,

Kentucky USDA Guaranteed Loan Income Limits

A Complete Guide to Closing Costs

Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 Company ID #1364 | MB73346

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text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.

All loans and lines are subject to credit approval, verification, and collateral evaluation

Apply for Free Home Loan Today Kentucky

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9 thoughts on “2018 Kentucky USDA Rural Housing County Income Limits

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  2. HB-1-3555, APPENDIX 5
    PAGE 109
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON*
    Bowling Green, KY MSA
    VERY LOW INCOME 21250 24250 27300 30300 32750 35150 37600 40000
    LOW INCOME 33950 38800 43650 48500 52400 56250 60150 64000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Cincinnati-Middletown, OH-KY-IN MSA
    Cincinnati-Middleton, OH-KY-IN HUD Metro FMR Area
    VERY LOW INCOME 25000 28550 32100 35650 38550 41400 44250 47100
    LOW INCOME 39950 45650 51350 57050 61600 66200 70750 75300
    MOD.INC-GUAR.LOAN 82000 82000 82000 82000 108250 108250 108250 108250
    Grant County, KY HUD Metro FMR Area
    VERY LOW INCOME 19500 22300 25100 27850 30100 32350 34550 36800
    LOW INCOME 31200 35650 40100 44550 48100 51700 55250 58800
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Clarksville, TN-KY MSA
    Clarksville, TN-KY HUD Metro FMR Area
    VERY LOW INCOME 19000 21700 24400 27100 29300 31450 33650 35800
    LOW INCOME 30350 34700 39000 43350 46800 50300 53750 57200
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Elizabethtown, KY MSA
    VERY LOW INCOME 20900 23850 26850 29800 32200 34600 37000 39350
    LOW INCOME 33400 38150 42950 47700 51500 55350 59150 62950
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Evansville, IN-KY MSA
    Evansville, IN-KY HUD Metro FMR Area
    VERY LOW INCOME 22350 25550 28750 31900 34500 37050 39600 42150
    LOW INCOME 35750 40850 45950 51050 55150 59200 63300 67400
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Huntington-Ashland, WV-KY-OH MSA
    VERY LOW INCOME 18900 21600 24300 27000 29200 31350 33500 35650
    LOW INCOME 30250 34550 38900 43200 46650 50100 53550 57000
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Lexington-Fayette, KY MSA
    VERY LOW INCOME 23900 27300 30700 34100 36850 39600 42300 45050
    LOW INCOME 38200 43650 49100 54550 58900 63300 67650 72000
    MOD.INC-GUAR.LOAN 78400 78400 78400 78400 103500 103500 103500 103500
    * ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS
    ** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR 115% OF THE AVG.
    OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE AREA LOW-INCOME LIMIT
    04/01/2015 SPECIAL PN
    HB-1-3555, APPENDIX 5
    PAGE 110
    GUARANTEED HOUSING PROGRAM INCOME LIMITS
    STATE:KENTUCKY ——————- A J U S T E D I N C O M E L I M I T S ——————
    P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSO
    N*
    Louisville, KY-IN MSA
    Spencer County, KY SEA
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Louisville-Jefferson County, KY-IN MSA
    Louisville, KY-IN HUD Metro FMR Area
    VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
    LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Meade County, KY HUD Metro FMR Area
    VERY LOW INCOME 18300 20900 23550 26150 28250 30350 32450 34500
    LOW INCOME 29300 33500 37650 41850 45200 48550 51900 55250
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Nelson County, KY HUD Metro FMR Area
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850
    Shelby County, KY HUD Metro FMR Area
    VERY LOW INCOME 25800 29500 33200 36850 39800 42750 45700 48650
    LOW INCOME 41250 47150 53050 58950 63650 68400 73100 77800
    MOD.INC-GUAR.LOAN 84750 84750 84750 84750 111850 111850 111850 111850
    Owensboro, KY MSA
    VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
    LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
    MOD.INC-GUAR.LOAN 75650 75650 75650 75650 99850 99850 99850 99850

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