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KHC offers two Down payment Assistance Programs (DAPs) to make home buying affordable for Kentuckians.
KHC = Kentucky Housing Corporation
DAP = Down Payment Assistance Program.
Depending on your individual qualification criteria (credit, income, etc), you would receive up to $6,000 from KHC to apply towards the down payment (if applicable below), closing costs, or both. You could go VA without the assistance of KHC since there potentially would be no down payment required, but then you’d be responsible to cover any closing costs. Going through KHC would be your best shot at getting to a truly “zero down” situation. Hope this helps.
- Insured by approved mortgage insurance company.
- Minimum credit score of 660 or better.
- Quick turnaround time, 20 percent down payment and no up-front or monthly mortgage insurance.
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