KHC = Kentucky Housing Corporation DAP = Down Payment Assistance Program for Credit Scores of 620

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Kentucky First Time Home Buyer Loan Programs for FHA, VA, KHC, USDA, Mortgage Loans in Kentucky for 2019

KHC offers two Down payment Assistance Programs (DAPs) to make home buying affordable for Kentuckians.

Please Note:

KHC = Kentucky Housing Corporation

DAP = Down Payment Assistance Program.

Depending on your individual qualification criteria (credit, income, etc), you would receive up to $6,000 from KHC to apply towards the down payment (if applicable below), closing costs, or both.  You could go VA without the assistance of KHC since there potentially would be no down payment required, but then you’d be responsible to cover any closing costs.  Going through KHC would be your best shot at getting to a truly “zero down” situation.  Hope this helps.

KHC Loan Programs

Conventional

  • Insured by approved mortgage insurance company.
  • Minimum credit score of 660 or better.
  • Quick turnaround time, 20 percent down payment and no up-front or monthly mortgage insurance.

 
American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite…

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